Cyber Incident Response Management Warranty
The CIRM Warranty provides up to $3 million in organizational and executive liability protection for incidents managed in the BreachRx platform. It connects structured incident response with built-in financial protection — designed for today’s regulatory environment.
When Incidents Become Investigations
Cyber risk is no longer professional. It’s personal. Incidents now routinely trigger regulatory scrutiny, organizational fines, and personal exposure for CISOs and executives. When response decisions are questioned, corporate and personal reputations and financial security are at risk.
The Targets
The Risks
- Chief Information Security Officers (CISOs)
- Chief Executive Officers (CEO)
- General Counsels
- Employees personally named in actions
- SEC, FTC, and state regulatory investigations
- Alleged disclosure deficiencies
- Class-action customer lawsuits
- Negligence-related allegations questioning
security governance
The Corporate Shield is Thinner than You Think
Corporate directors & officers (D&O) coverage often does not protect security leaders.
Exclusions & Carve-outs
Policy language that voids
coverage for specific cyber
events or negligence claims.
Allocation Disputes
Uncertainty during the crisis
about what is covered
versus what isn’t.
Timing of Defense Costs
Costs often begin on ‘Day Oneʼ
of an investigation — before
fault is determined — creating
immediate out-of-pocket
pressure.
Indemnification
Not automatic, especially if
allegations involve oversight
failures.
CIRM Warranty Closes the Insurance Gap
BreachRx fills gaps where cyber insurance has exclusions or coverage delays
BreachRx pioneered Cybersecurity Incident Response Management (CIRM) and is the first CIRM platform backed by a contractual financial warranty — combining defensible, documented execution with meaningful financial protection for the organization as well as leaders facing regulatory or governmental action.
Warranty Features
Up to $3 million per claim: Financial protection for incidents managed through the BreachRx platform
Personal and Corporate Liability Protection: Coverage for defense costs, fines, penalties, and negligence-related claims
Zero Retention: Applies without a retention requirement before coverage begins
Executive Coverage: CISOs, CEOs, General Counsel, and employees personally named in government or regulatory actions
Fills Gaps in Cyber Insurance: Covers financial exposure that fall below or outside existing insurance policies
Global Insurance Partners: Underwritten by global companies with financial strength.
Financial Protection with Defensible Incident Response
Cyber incidents now routinely trigger regulatory scrutiny and personal exposure for CISOs and executives. When response decisions are questioned, reputations and personal financial security are at risk.
“One of the biggest fears when a breach happens under a CISO’s watch is what the impact will be for the company and what the impact to them personally will be afterwards”
— James Beeson, former CISO of a Fortune 20 insurer
Designed for Security Leaders Carrying Real Exposure
Regulators don’t just assess the technical impact, they scrutinize the decisions behind it.
If regulatory scrutiny follows despite disciplined, good-faith execution within the BreachRx CIRM solution, the warranty provides financial protection for regulatory defense costs, fines and penalties, and negligence-related claims.
Today’s security leaders carry real exposure. BreachRx helps ensure they are not carrying it alone.
BreachRx protects organizations and security leaders both ways — operationally and financially.
FAQs: BreachRx CIRM Warranty
What is the BreachRx Cyber Protection Warranty?
The BreachRx Cybersecurity Incident Response Management (CIRM) Warranty is a financial safeguard designed to protect organizations—and their leaders—when cyber incidents escalate into regulatory or governmental investigations. It combines defensible, platform-driven incident response with up to $3 million per eligible claim in liability protection.
Who is protected by this warranty?
Accountability doesn’t stop at the company. This warranty acts as a dual shield, protecting:
- The organization, and
- Individual leaders with real exposure, including CISOs, CEOs, General Counsel, and any employees personally named in regulatory actions.
What specific expenses does the warranty cover?
When incident response decisions are scrutinized, the warranty provides a financial backstop for:
- Regulatory defense costs
- Governmental investigations, fines, and penalties (where legally insurable)
- Negligence-related claims questioning security governance
- Compliance-related legal expenses and personal liability exposure
Is there a deductible or retention?
No. The BreachRx Warranty has a Zero Retention model. Coverage applies from dollar one, meaning there is no out-of-pocket retention required before defense costs are covered.
Does this replace our company’s existing cyber or D&O insurance?
No. The CIRM Warranty does not replace corporate cyber insurance or Directors & Officers (D&O) coverage—it enhances it. Traditional D&O policies can have structural gaps (e.g., exclusions, allocation disputes, delayed indemnification) that may leave security leaders exposed. The BreachRx Warranty helps fill these gaps by covering personal defense costs immediately, starting day one of an investigation — before fault is determined.
How is the warranty activated?
The warranty is built on defensible execution. If your organization uses the BreachRx platform to manage an incident—following prescribed workflows, using privileged communication channels, and creating an audit-ready record of good-faith response—coverage is unlocked. If regulators later allege non-compliance despite this documented execution, the warranty can be triggered to protect you.
What are the requirements to maintain eligibility?
To qualify for and maintain this protection, organizations must commit to structured governance by:
- Completing BreachRx onboarding
- Using platform-driven workflows during actual cyber incidents
- Maintaining documented response processes
- Conducting required annual tabletop exercises within the platform
How much does the warranty cost?
For existing BreachRx customers, this protection is included at no additional cost. For new customers, coverage limits are tiered and built into BreachRx subscription plans.
See How the CIRM Warranty Protects You
Learn how the BreachRx CIRM Warranty protects your organization — and the leaders responsible for response.